Pet Health Insurance Companies
Outline of pet health insurance companies
Outline of the top pet health insurance companies including features they offer.
Finding an appropriate pet health care insurance company can take a lot of time and research. I've outlined the top insurance companies for you.
Veterinary Pet Insurance (VPI) –
- Age of enrollment – Covers young pets through their senior years.
- Policies - Two policies available – one covers annual visits the other does not. Additional cancer rider available for additional cancer coverage. Avian and exotics pet plan available. There is a 14 day waiting period before policy takes effect. Pre-existing conditions are not covered. Multi-pet discounts are available.
- Veterinarian – You can use any licensed veterinarian worldwide.
- Payment - . You pay the veterinary office and the insurance company reimburses you.
- Deductible – $50 deductible applies to each different illness or accident.
The Hartville Group, Inc (partnered with the ASPCA) –
- Age of enrollment – Dogs – 8weeks to 13 years, Cats – 8 weeks to 15 years. Policy will not be canceled when the pet is older then the initial enrollment ages.
- Policies – Multiple plans to choose from. Multi-pet discounts are available. Pre-existing conditions and congenital or hereditary conditions are not covered.
- Veterinarian – Use any licensed veterinarian in the US or Canada.
- Payment - You pay the veterinary office and the insurance company reimburses you.
- Deductible - $100 annual deductible.
- Age of enrollment – Covers young pets through their senior years. Cats and dogs that are not purebred or registered are covered too.
- Policies – Multiple plans to choose from. Premium increases after age 12. Policy will not be canceled due to age. Pre-existing conditions and hereditary or congenital conditions are not covered.
- Veterinarian – Use any licensed veterinarian in the US or Canada.
- Payment – You pay the veterinary office and the insurance company reimburses you.
- Deductible – Deductible varies per plan, some are annual and some applies per incident.
- Age of enrollment – Enroll as young as 8 weeks, some policies only allow enrollment up to age 10 for cats and age 8 for dogs (age 6 for some breeds). Once enrolled they may stay in program for the rest of their life.
- Policies – Multiple plans to choose from. Some coverage for hereditary conditions. Additional benefits available, like prescription foods, boarding, euthanasia, accidental death coverage, recovery costs for lost pets, and microchipping discounts. Discounts available, like multi-pet discount, medical service pet discount, and group benefit discount. Pre-existing conditions are not covered.
- Veterinarian – You can use any licensed veterinarian in North America.
- Payment - You pay the veterinary office and the insurance company reimburses you.
- Deductible - $50 - $200 annual deductible, varies with policy purchased.
- Age of enrollment – Enroll as young as 7 weeks, no age cut off.
- Policies – Multiple plans to choose from. Some policies have wellness options (covers annual vaccinations and diagnostic tests). Multiple pet discounts available. Policy price goes up with age.
- Veterinarian – Use any licensed veterinarian in the world.
- Payment - You pay the veterinary office and the insurance company reimburses you.
- Deductible – Deductible varies with policy and applies to each separate incident.
Discounts, deductibles, and policies may vary, check the company website for the most up-to-date information.
Related Article - Pet Health Care Insurance
The copyright of the article Pet Health Insurance Companies in Pet Care is owned by Charla Dawson. Permission to republish Pet Health Insurance Companies must be granted by the author in writing.
